Fidelity Life was established over a century ago as a fraternal benefit society in the state of Illinois designed to provide financial security for the growing middle class of the Midwest and Northern states.
Since then, Fidelity Life has served hundreds of thousands of satisfied customers, and continues to respond to the needs of Middle Americans through innovative products and services. Today, Fidelity Life has over $22 billion of life insurance in-force, over $500 million in admitted assets, and capital and surplus of over $250 million.
As a mutual legal reserve company, Fidelity Life is free from the constraints of publicly held companies in our ability to think long term and exercise control over future innovations and events. With one of the industry’s strongest capital to risk ratios, it also offers an A.M. Best A- (Excellent) rating.
Fidelity Life Association is domiciled in Illinois and is licensed to do business in all states and the District of Columbia, except Wyoming and New York.
Fidelity Life professionals and distributors work together to create a broad array of life insurance products at very attractive rates. Here are the products the company offers:
RAPID DECISION TERM
*Occasionally a medical exam, test or report will be ordered to assist a customer in clarifying or correcting an item of medical history.
GRADED DEATH BENEFIT TERM & WHOLE LIFE
CP term is a fully underwritten level death benefit participating term life insurance product to age 95. Guaranteed level premium periods of 10, 15, 20 and 30 years are available. After the level premium period ends, rates increase each year through age 94. The policy is convertible during the first 20 policy years or age 70, whichever comes first.