Long Term Care Insurance is when an individual faces the prospect of needing nursing or extensive care, and provides for alternatives to a nursing facility in favor of care within his or her own home. These expenses can be monumental, especially in inflated “tomorrow’s dollars”.
LONG TERM CARE INSURANCE PAYS FOR:
- Nursing Home Care
- Home Health Care
- Therapist, Homemaker and Companion Services
- Adult Day Care and Hospice Care
- Alternate Care Facility such as Assisted Living
- No Hospitalization Required to Receive Benefits
- Tax Free Benefits
