Losing a loved one is one of the most heart wrenching and stressful periods of one’s life. It is a time of extreme remorse, heartfelt anguish, depression, anxiety, and uncertainty. These feelings are amplified when the one you lose goes suddenly, and even more so when their absence creates a question as to your own financial security.
It is a reality that almost everyone will have to face at one point in their lives. People pass on from this world every day, and it is left on us, those left behind, to pick up the pieces and move forward. The first challenge that you will receive after losing someone close to you is securing the burial arrangements.
As soon as the news is revealed that a loved one is dead, the onslaught of phone calls will begin. People will want to know what they can do for you in the form of small gestures, and when they can pay their respects at the funeral. For those who have lost the source of family income, these well-meaning questions can seem like slaps in the face. The first week after the loss of a loved one is typically the most stressful time, and you won’t even know what to ask for, if there is even someone who could truly help. For too many people, the stress is amplified when the phone calls come in and people want to know when they can pay their respects at the funeral and you have to say you don’t know yet, because you still don’t know if you can afford the funeral at all.
Final expense insurance protects for this very issue. It provides relief in the time of loss, delivering a piece of support and assistance when the floor seems to have fallen out of your world, and you feel only the sensation of falling deeper and deeper into despair.
Memorial and burial charges are outrageously expensive, often costing several thousand dollars for just a simple memorial. Final expense insurance provides the financial support to move forward with the memorial service and burial preferences of the loved one who has passed. There are a million questions to be asked and answered at this point in the grief and recovery process, but with final expense insurance “how am I going to pay for a funeral” is not one of them.
Final expense insurance is recommended for those over the age of 50. It provides anywhere between $2,000 to $25,000 dollars in the event of your death to your immediate loved ones so they can cover the cost of your memorial. No one wants to plan for the death of those closest to them, but having a final expense insurance policy will ensure that those who are closest to you will have some peace of mind during those trying weeks to follow.
You don’t need to figure out the details of final expense insurance on your own. Contact us to speak to an experienced professional and to learn about the different options that may work for you. Excalibur Brokerage Agency specializes in final expense insurance, and you can request a free quote or contact us with any questions at any time at 800-652-9923.