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Excalibur Brokerage

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Our Products

Annuities

There are two basic types of annuities – deferred (where you deposit money in either a lump sum or on a regular basis but don’t collect right..

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Disability Income

Disability Income Insurance is insurance coverage that provides monthly payments, up to a specified amount and for a specific time period after a ..

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Group Long Term

Group Long Term Life and Accidental Death and Dismemberment coverage is designed to provide you with needed coverage at group rates and sponsored ..

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Increasing Term

Increasing term life insurance is a type of policy that offers the flexibility of increasing policy limits, as needs change, during the term of th..

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Long Term Care

Long Term Care Insurance is when an individual faces the prospect of needing nursing or extensive care, and provides for alternatives to ..

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Return of Premium

Return of Premium (ROP) life insurance performs like a standard life insurance policy, where you pay money to the insurance company, and the insur..

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Buy-Sell

Buy-sell insurance is one of the best ways to assure the continuation of a business in the event of a partner’s death. Many businesses obtain buy-sell..

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Final Expense

Final expense insurance is designed to cover death expenses such as burial costs, funeral parlor, etc. These policies are non-medically underwritten, ..

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Guaranteed Issue Life

Guaranteed issue life insurance, also known as Burial insurance, is essentially a whole life insurance product with a simple application process a..

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Mortgage Life

Mortgage life insurance pays off the mortgage on your home in the event that you die or become disabled. There are two options for mo..

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Second To Die Life

Second to die insurance is traditionally used as an estate-planning tool that pays a death benefit only upon the death of the second insured. The ..

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Whole Life

Whole life policies offer death benefits and a “savings account” (also called “cash value” or sometimes “account value”) so that if you live, you us..

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Graded Death Benefit

Graded Death Benefit life insurance has “graded death benefit” policies. This means that the death benefit in the first few years is less than the..

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Impaired Risk

Most people have an idea that they are high risk or not due to a medical issue or condition. But you can also be high risk if your background incl..

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Key Person

Key Person insurance, or Key Employee insurance, is coverage that will protect a company in the case of an untimely death or disability of a top s..

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Payroll Deduction

Payroll deduction for insurance is a convenient way to obtain insurance coverage that has gained enormous popularity. More and more business owner..

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Term Life

Affordable life insurance quotes for multiple needs. Term Life Insurance is generally the least expensive and least complicated type of affordabl..

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Universal Life

Universal life insurance was developed in the 1970’s, when insurance industry regulations changed so that companies could be more competitive with..

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Excalibur Brokerage Agency,
13 Junction Pond Lane,
Monmouth Junction NJ 08852.
Phone: 800-652-9923 / 732-297-6000

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