Second to die insurance is traditionally used as an estate-planning tool that pays a death benefit only upon the death of the second insured. The main purpose of Second to die life insurance is to pay estate taxes upon the death of the second insured. Because it is based on joint life expectancy, its premium is less than the total premiums for individual policies on the same lives. This type of insurance is available in many forms, including policies with flexible premiums. If you are estate planning and in need of a second to die policy click GET A QUOTE or call us at (800) 652-9923.
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